Category: Credit Approval

Now that Fall is in full swing; we can all agree that new car dealerships are looking to move their existing inventory for 2022 to make room for 2023 models. That also means used car buying can be a far more attainable goal for many car buyers because used vehicle pricing gets highly competitive this […]

The past few years have strained many parts of the global economy, from ongoing supply chain issues to a national housing crisis to rising inflation rates. To combat these economic challenges, the Federal Reserve raised interest rates, making it more difficult for consumers to borrow money.Consumer Price IndexAccording to the Bureau of Labor Statistics, the […]

September is here, and Fall is just a few weeks away, making it an excellent time to buy a used car. But you might ask yourself, what makes September an ideal time to buy used? Unfortunately, inventory can be sparse this time of year for used vehicles at new car dealerships. But if you know […]

If you’re looking to buy a car, you may discover it’s harder to get an auto loan today than earlier this year. That’s because many of these market changes and financial impacts in the last few years have increased the cost of living. One factor is inflation. With the steep rise in inflation, consumer confidence has […]

Don’t let your car loan turn into a repo. Money gets tight if you are off work due to being hurt, sick, or from an unexpected layoff. Or maybe you have some mechanical issues with the car. Talk to your financing source and try to work something out. Some people think, just give up, but […]

Our mission at Car Credit is to help you drive a safe, quality used car, despite your credit history. Because we do our financing in-house here, we have great flexibility when approving you for a loan. Instead of using a conventional credit score, we can base our lending plan on a soft credit check and […]

Are you having trouble getting approved? The recent Covid shutdowns along with the slowing of the economy and inflation are causing some lending institutions to pull back and not finance as many people. Banks and finance companies are also requiring large down payments and higher credit scores. As this Bloomberg article confirms, there have been massive […]

Keeping within your budget while shopping for used cars can be tricky. When it comes to car loans, searching for a car with affordable payments that are within your budget could end up being quite the chore. Although you may be on a tight budget, be sure to never sacrifice or settle for anything less […]

Have you ever found yourself wondering, “Will my credit history keep me from buying a quality used car?” Well, at Car Credit, the answer is NO! Our credit approval process will not penalize you for having a low credit score. Our unique, in-house credit approval process can help you buy a quality used car. Read […]

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