Banks Not Lending? Car Credit Bypasses the Bank Loan Process with Dealer Financing

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Posted on November 19, 2021 by Rick Griffith

Are you having trouble getting approved? The recent Covid shutdowns along with the slowing of the economy and inflation are causing some lending institutions to pull back and not finance as many people. Banks and finance companies are also requiring large down payments and higher credit scores. As this Bloomberg article confirms, there have been massive drops in bank lending this fall, approaching 50 percent.

At Car Credit, our business model has always been helping credit-challenged customers. We are the bank, so we have the desire along with the ability to get you into a good quality used car. We have the funds, we have the desire and we have a program to not only get you into a quality car but one with affordable down payments as well as affordable monthly payments. Our cars go through a rigorous check over making sure they are a quality and dependable vehicle for you. Our credit program reestablishes your credit and puts you back on the road to an improved credit score.

Remember, we don’t work with banks and finance companies to get you approved. We are the bank! We can get you approved, sell you a quality vehicle, with affordable down payments and monthly payments, and improve your credit score. See the “Yes Team” at Car Credit today! Or, complete the credit approval process online today!

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