Posted on September 9, 2023 by Rick Griffith

When financing a car purchase, various options are available to car buyers. One alternative is buying a car from a buy here pay here (BHPH) dealership. These dealerships offer financing directly to customers, eliminating the need for traditional bank loans or third-party lenders. 

A soft credit check is the single most significant advantage of financing through a BHPH dealership. It’s an affordable solution for car buyers with less-than-perfect credit or no credit history.

In today’s blog, discuss the role of soft credit checks at BHPH dealerships. All to help you better understand how BHPH dealerships can help you rebuild or repair your credit history and score.

Building A Relationship With Your BHPH Dealership

At BHPH dealerships, individual car buyers with little to no credit history can purchase a vehicle without traversing a long financing process through a bank or third-party lender. That’s an essential piece of information that you should know as a car buyer, especially if you need help establishing or repairing credit.

The car shopping phase is also an excellent time to establish a healthy line of communication with BHPH dealerships. It helps you identify the dealership you are most comfortable with maintaining an ongoing relationship while you make on-time car payments.

If a BHPH dealership is unaware of your financial setbacks, they can’t help you. That’s why having an open, honest discussion before you miss a car payment is critical to your financial future. It’s the kind of service you should expect when working with a BHPH dealership.

Soft Credit Checks at BHPH Dealerships

Soft credit checks at BHPH dealerships are crucial for making an informed decision on purchasing a “new to you” used vehicle. Soft credit checks allow dealerships to assess an individual’s creditworthiness without negatively impacting their credit score.

By understanding the role of soft credit checks, you can choose to work with a BHPH dealership that aligns with your credit history and financial goals. You also want to decide to work with a BHPH dealership that reports to at least one credit bureau to show your credit is in repair.

Car Credit Works With You to Preserve Your Credit

The team at Car Credit knows that many Americans have faced financial challenges these past few years. But there is no team working harder to help you rebuild your credit.

That’s why it’s essential to have an open, ongoing line of communication with the team at Car Credit to ensure you make all payments. You never have to fear contacting the Car Credit team directly.

If Car Credit is unaware of your financial setbacks, they can’t help you. Having an open, honest discussion before you miss a car payment is critical to your financial future. That’s the kind of service you should expect from any dealership.

To get started, look at their current inventory of cars and SUVs, then complete their online credit application! After all, you and your family are worth it to the team at Car Credit.