Category: Rebuilding Credit
The automotive industry has changed dramatically since the first automobile rolled off the production lines in Detroit, Michigan. The industry has experienced as many ups as it has downs, and nothing has changed it more than the internet.Even in recent years, the landscape of Buy Here Pay Here (BHPH) dealerships has significantly transformed. Traditional methods […]
Maintaining a healthy credit profile is critical for your financial well-being. Your credit health often gets assessed in one of two ways: hard and soft credit checks.Car Credit in Joplin, Missouri, uses a soft credit check to assess your credit history without damaging your credit score to determine a manageable payment schedule. Many factors play […]
When financing a car purchase, various options are available to car buyers. One alternative is buying a car from a buy here pay here (BHPH) dealership. These dealerships offer financing directly to customers, eliminating the need for traditional bank loans or third-party lenders. A soft credit check is the single most significant advantage of financing through […]
Making timely car payments is a crucial responsibility that every car owner should prioritize, especially if you are trying to improve your credit history.Missing a car payment may seem insignificant at first, but it can lead to a series of negative consequences. Financial institutions and lenders typically have strict policies regarding missed payments, and these […]
Buy here pay here (BHPH) dealerships offer an alternative to traditional auto loan financing. They fund car loans to customers with bad credit or no credit history, allowing them to buy a car and make payments directly to the dealership.Typically, customers can expect a lower down payment with higher interest rates than traditional lending. However, […]
An essential part of your financial future is regularly monitoring your score. A solid financial foundation will allow you to get approved quickly with the best loan terms and interest rates.You should monitor your score each month because changes can affect everything from loan approvals to insurance rates. Routine credit report monitoring can help you […]
Understanding your FICO® score can take time and effort, leaving you wondering where to begin. A good starting point is researching and comprehending the details of your credit.FICO Scoring FactorsFICO Scores get figured using information available in your credit report and broken down into five categories:Your FICO Score gets figured using positive and negative credit […]
September is here, and Fall is just a few weeks away, making it an excellent time to buy a used car. But you might ask yourself, what makes September an ideal time to buy used? Unfortunately, inventory can be sparse this time of year for used vehicles at new car dealerships. But if you know […]
