Category: Building Credit
Buy here pay here (BHPH) dealerships offer an alternative to traditional auto loan financing. They fund car loans to customers with bad credit or no credit history, allowing them to buy a car and make payments directly to the dealership.Typically, customers can expect a lower down payment with higher interest rates than traditional lending. However, […]
An essential part of your financial future is regularly monitoring your score. A solid financial foundation will allow you to get approved quickly with the best loan terms and interest rates.You should monitor your score each month because changes can affect everything from loan approvals to insurance rates. Routine credit report monitoring can help you […]
Understanding your FICO® score can take time and effort, leaving you wondering where to begin. A good starting point is researching and comprehending the details of your credit.FICO Scoring FactorsFICO Scores get figured using information available in your credit report and broken down into five categories:Your FICO Score gets figured using positive and negative credit […]
September is here, and Fall is just a few weeks away, making it an excellent time to buy a used car. But you might ask yourself, what makes September an ideal time to buy used? Unfortunately, inventory can be sparse this time of year for used vehicles at new car dealerships. But if you know […]
Tax money will arrive soon, so what should you do with your tax refund? First, slow down! Do not rush out and buy lots of new things Make a priority list What are your real needs? Are you behind on your rent or home mortgage? If so, catch up on it first! Are you behind […]
