Category: Building Credit

Buy here pay here (BHPH) dealerships offer an alternative to traditional auto loan financing. They fund car loans to customers with bad credit or no credit history, allowing them to buy a car and make payments directly to the dealership.Typically, customers can expect a lower down payment with higher interest rates than traditional lending. However, […]

Tax Day is just four weeks away, on April 17, 2023. For many Americans, that could mean extra cash from a tax return.So, if you’re considering upgrading your car this year, tax season is the perfect time to invest in a new-to-you used car and enjoy the many benefits of owning a car. Here are […]

An essential part of your financial future is regularly monitoring your score. A solid financial foundation will allow you to get approved quickly with the best loan terms and interest rates.You should monitor your score each month because changes can affect everything from loan approvals to insurance rates. Routine credit report monitoring can help you […]

Understanding your FICO® score can take time and effort, leaving you wondering where to begin. A good starting point is researching and comprehending the details of your credit.FICO Scoring FactorsFICO Scores get figured using information available in your credit report and broken down into five categories:Your FICO Score gets figured using positive and negative credit […]

September is here, and Fall is just a few weeks away, making it an excellent time to buy a used car. But you might ask yourself, what makes September an ideal time to buy used? Unfortunately, inventory can be sparse this time of year for used vehicles at new car dealerships. But if you know […]

If you’re looking to buy a car, you may discover it’s harder to get an auto loan today than earlier this year. That’s because many of these market changes and financial impacts in the last few years have increased the cost of living. One factor is inflation. With the steep rise in inflation, consumer confidence has […]

Most of us already know it can be stressful to buy a car. After all, it’s likely to be the second-largest purchase many of us will make.It’s also a purchase that, in many ways, is a necessity for making an honest living. For many Americans, hardship can come in any form and at any time […]

Tax money will arrive soon, so what should you do with your tax refund?  First, slow down! Do not rush out and buy lots of new things Make a priority list What are your real needs?  Are you behind on your rent or home mortgage? If so, catch up on it first!  Are you behind […]

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